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Things to Avoid After Applying for a Mortgage 1. Don’t Change Jobs or the Way You Are Paid at Your Job 2. Don’t Deposit Cash into Your Bank Accounts 3. Don’t Make Any Large Purchases Like a New Car or Furniture for Your New Home 4. Don’t Co-Sign Other Loans for Anyone 5. Don’t Change Bank Accounts 6. Don’t Apply for New Credit 7. Don’t Close Any Credit Accounts Bottom Line Any blip in income, assets, or credit should be reviewed and executed in a way that ensures your home loan can still be approved. The best advice is to fully disclose and discuss your plans with your loan officer before you do anything financial in nature. They are there to guide you through the process. https://www.keepingcurrentmatters.com/2019/09/16/things-to-avoid-after-applying-for-a-mortgage/?utm_campaign=Blog_Promo&utm_medium=email&utm_source=email-automated&utm_content=DailyBlogSubscription&utm_term=BlogPost
•There is plenty of talk in the media about a pending economic slowdown. •The good news is, home values actually increased in 3 of the last 5 U.S. recessions, and decreased by less than 2% in the 4th. •Many experts predict a potential recession is on the horizon. However, housing will not be the trigger, and home values will still continue to appreciate. It will not be a repeat of the crash in the 2008 housing market. - Source: KCM
Current demand for housing inventory high! Combine limited inventory with low rates and you find yourself in a great atmosphere to sell your home! If you are thinking of selling your home, and need some expert advice please reach out so that we can connect you with a high value Real Estate Agent. 619-316-3106 FandWTeam@gmail.com
Interest rates are projected to increase steadily heading into 2020. Rates are still low right now – don’t wait until they hit 5% to start searching for your dream home! 🏠 • • • #loanofficers #mortgage #valending #firsttimehomebuyer #rentvsown #sandiegorealestate #loan #housingmarket #interestrates
A recent poll shows that both Millennials and Generation Z adults need a little distance from their parents. 27% of those polled prefer to live 15-45 minutes away from their parents, and 37% thought that they need to live even farther away so their folks couldn’t just pop in and say “hi”! – Source: Banker and Tradesman Looking to make that move away from your parents? Give us a call to discuss your loan options! Lani Furrows (619) 316-3106 Andy Wagner (619) 316-3140 FandWTeam@gmail.com ☎️ • • • #mortgageloanofficer #millenials #firsttimehomebuyer #firsttimehomebuyersprogram #fha #winning #loans #mortgage #sandiegorealestate #emptynest
Happy 4th of July from the Furrows Wagner Team! Have a safe, joyful celebration today. 🇺🇸💥 • • • #america #mortgage #loanofficer #valoans #firsttimehomebuyer #flag #fireworks #redwhiteandblue #landofthefree
“Last year about 43% of all condo home-purchase mortgage applications were submitted by FTHBs… Similarly, the data show condos were more popular with young homebuyers and empty nesters. For instance, 21% of all condo home-purchase mortgage applications were submitted by buyers aged 18 to 30, compared with just 17% of all single-family home-purchase mortgage applications by the same group in 2018.” - CoreLogic
Congratulations to Andrea and Michael on the purchase of their very first home! The #FurrowsWagner Team sent dinner to their new place after a long weekend of moving. @andywagner92107 @ll4loans @trevor44trevor @cassarol22 @vegan_karlkyler 🍾🏠🍕 • • • #firsttimehomebuyer #homemortgage #sandiegorealestate #pizza #homeloan #furrowswagnerteam
Did you purchase a home or refinance a mortgage in the last year and a half? You may be eligible NOW to drop your interest rate and monthly payment. Ask us how! 👉🏻👉🏻 • • (619) 316-3140 (619) 316-3106 FandWTeam@gmail.com ☎️ • • • #mortgage #refinance #loanofficer #interestrates
The observance of Memorial Day started in 1868 at Arlington National Cemetery where people decorated the graves of Union and Confederate soldiers with flowers. This tradition was extended to commemorate all military men and women who died in all American wars. Today we honor and give thanks to the brave men and women who made the ultimate sacrifice for the safety of our country. 🇺🇸 • • • #memorialday #military #honor #sacrifice